Back to All Events

Maryland Insurance Administration Public Meeting on Short-Term Medical Insurance

  • Miller Senate Office Building, Senate Finance Committee Hearing Rooms 11 Bladen Street Annapolis, MD, 21411 United States (map)

The Maryland Insurance Administration will be holding a public meeting to assess the need in the State for short-term medical insurance to be sold by non-admitted carriers. The purpose of this hearing is to gather information from interested parties to allow the MIA to identify circumstances in which individuals are in need of short-term medical insurance, assess the availability of short-term medical insurance offered by admitted insurers, determine whether short-term medical policies are being sold online and, if so, whether they are being procured through licensed Maryland insurance producers, compare the coverages under and premiums for short-term medical policies offered by admitted insurers and the underwriting practices of those insurers with the coverages under and premiums for short-term medical insurance policies offered by non-admitted insurers as a surplus line and the underwriting practices of those insurers, assess the impact on the admitted health insurance market and consumers of authorizing non-admitted insurers to offer short-term medical insurance as a surplus line to individuals who are unable to obtain health coverage under the Affordable Care Act or who drop coverage obtained under the Affordable Care Act. After testimony has been gathered, the Administration will submit a report on its findings and recommendations.

The Administration is soliciting information prior to the meeting from interested parties. Individuals or organizations who wish to submit written testimony should submit it to Additional information can be found on the Administration’s website at under the Short-Term Medical Study quick link. Any questions or concerns can be directed to Bob Morrow, Associate Commissioner Life and Health, at or 410-468-2212.