Rate are down, but shop around!
That’s the motto for this year’s open enrollment season. Go to marylandhealthconnection.gov to shop for plans and enroll. There’s a moble app, too, if you want to use your phone. But health insurance is complicated. If you have existing health conditions or established relationships with particular doctors — or if you are just having a hard time figuring out the difference between deductibles and copays and co-insurance — trained people in Maryland who can help you figure it out are just a phone call away. (The number is 855-642-8572.) In-person help is also available from a network of insurance brokers. You can find one close to you by searching here. The health benefit exchange is holding a series of enrollment events around the state. A calendar is here.
Take advantage of the free help. There’s a lot more to consider than the sticker price of a plan, and a navigator can make finding the right one a lot easier.